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Miramar Beach Condos › Tops'l

Tops'l Condos for Sale in Miramar Beach

Tops'l Beach & Racquet Resort is a gated, 52-acre resort at 9011 US Highway 98 W in Miramar Beach, between Sandestin and Topsail Hill Preserve State Park. It has three condo buildings: Beach Manor and The Tides sit directly on the Gulf, and The Summit stands on a bluff just behind them, a short walk from the resort's private beach. Owners share pools, 14 tennis courts, pickleball, a fitness center with saunas and on-site dining.

  • 25 for sale (3 pending)
  • Asking $349,000–$2,795,000
  • 20 sold in the last 12 months
  • Gated 52-acre resort
Call Jason (850) 797-6227

Listing counts and prices from the Emerald Coast MLS, checked November 11, 2026. The listings below update automatically.

What Tops'l condos are selling for

Building / unit Sales (12 mo) Sold range Median $/sq ft Asking now
The Summit · 2BR/2BA · 1,141 sq ft 6 $350,000–$545,000 ~$372 $349,000–$589,000
The Summit · 3BR/3BA · 1,601 sq ft 4 $565,000–$760,000 ~$447 $650,000–$825,000
The Tides · 2BR/2BA · 1,220–1,230 sq ft 6 $669,500–$1,137,000 ~$715 $639,000–$900,000
The Tides · 3BR/3BA · about 2,040 sq ft 0 None — $2,795,000
Beach Manor · 2BR–3BR · 1,207–1,579 sq ft 4 $735,000–$1,695,000 ~$694 $725,000–$1,750,000
What this means for buyers: Tops'l has three distinct price tiers. Summit 2-bedrooms sold for $350,000 to $545,000 over the past year, while Gulf-front Tides 2-bedrooms sold for $669,500 to $1,137,000 for about the same floor area. That gap, roughly $370 versus $715 per square foot, is what being on the sand costs here. Most sales closed 2% to 11% under list. Several Summit 2-bedrooms are asking more than $545,000, the top recent Summit 2-bedroom sale, so expect room to negotiate. Beach Manor trades between the two, with one 3-bedroom sale at $1,695,000.

Tops'l at a glance

Address
9011 US Highway 98 W, Miramar Beach, FL 32550 (The Summit at 515 and The Tides at 550 Tops'l Beach Blvd)
Area
Gated 52-acre resort between Sandestin and Topsail Hill Preserve (Walton County)
Buildings
Beach Manor (14 stories, Gulf-front), The Tides (16 stories, Gulf-front, built 1998) and The Summit (Gulf-view tower on a bluff behind them)
Unit mix
Mostly 2BR (1,141–1,325 sq ft) and 3BR (1,579–2,040 sq ft)
Rentals
Vacation rentals are common and several rental programs operate on-site. Confirm each building's rules
HOA
The Tides runs about $1,150–$1,250 per month, covering insurance, utilities, internet, cable, security and recreation. Ask for current dues on Summit and Beach Manor units

Amenities

Beach
About 600 feet of private beach; Gulf-front pools at The Tides and Beach Manor
Pools
Main resort pool plus building pools and hot tubs
Tennis
14 tennis courts and 3 pickleball courts
Fitness
Fitness center with saunas
Dining
On-site restaurant and poolside bar
Recreation
Mini-golf, basketball, shuffleboard and a resort tram
Security
Gated entry

Building details come from MLS listing data and public sources, and should be confirmed with the association's current documents before you buy.

Buying it as a rental?

Get a rental income estimate for the unit you're looking at, based on comparable Tops'l rentals, with HOA, insurance and management costs included.

Own at Tops'l?

Find out what your unit would sell for today, priced against recent sales of the same floor plan and view.

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Tops'l FAQ

Can you rent out a Tops'l condo?

Most Tops'l units are used as vacation rentals, and several rental programs operate at the resort, including Sandestin Rental Management. Confirm the current rules for the specific building before you buy.

How much are Tops'l HOA fees?

Dues differ by building. The Tides runs about $1,150 to $1,250 per month, covering insurance, utilities, internet, cable, security and the recreation facilities. Ask for the current budget and fee for the exact unit, especially at The Summit and Beach Manor.

How much do Tops'l condos cost?

Units for sale are asking $349,000 to $2,795,000. Over the past 12 months, 20 units sold for $350,000 to $1,695,000. The Summit is the most affordable building; The Tides and Beach Manor command Gulf-front prices.

Is Tops'l on the beach?

Yes. Tops'l is a Gulf-front resort with its own private beach. The Tides and Beach Manor sit directly on the Gulf. The Summit is set back on a bluff behind them, a short walk to the sand.

Is Tops'l part of Sandestin?

No. Tops'l borders Sandestin but is a separate resort. Guests who book through Sandestin Rental Management get access to Sandestin's amenities. Owners should confirm what access, if any, comes with a specific unit.

Are pets allowed at Tops'l?

Pet rules vary by building and for rental guests. Confirm with the association before you buy.

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