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Destin Condos › Silver Beach Towers

Silver Beach Towers Condos for Sale in Destin, FL

Silver Beach Towers is a pair of Gulf-front high-rises, East and West, at 1048 and 1050 Highway 98 East in Destin, across from Airport Road. Built in 2004, it is one of Destin’s higher-end beachfront buildings, with floor-to-ceiling Gulf views, two pools and hot tubs, tennis and pickleball, covered parking and owner storage. Short-term rentals are allowed.

  • 6 for sale
  • Asking $985,000–$2,500,000
  • 9 sold in the last 12 months
  • HOA about $3,030/quarter (2BR)
Call Jason (850) 797-6227

Listing counts and prices from the Emerald Coast MLS, checked November 11, 2026. The listings below update automatically.

What Silver Beach Towers condos are selling for

Unit type Sales (12 mo) Sold range Median $/sq ft Asking now
2BR/2BA · 1,362–1,672 sq ft 3 $999,000–$1,050,000 ~$760 $985,000–$1,250,000
3BR/3BA · 1,790–1,914 sq ft 4 $1,400,000–$1,600,000 ~$782 $1,800,000
4BR–5BR · 2,080–3,600 sq ft 2 $1,830,000–$2,625,000 ~$805 $2,500,000
What this means for buyers: Silver Beach Towers sells at a premium to most Destin beachfront buildings: about $760 to $800 per square foot over the past year. Nine units sold, almost all 4% to 10% below their last list price. The largest discount was 18%, on a 5-bedroom unit that first listed near $3.2 million. The 2-bedroom units for sale now start just under $1 million, in line with recent sales. The 3-bedroom listing at $1.8 million is well above the $1.4–$1.6 million that 3-bedroom units have sold for. Floor height, tower, and East-versus-West views all affect price.

Silver Beach Towers at a glance

Address
1048 & 1050 Hwy 98 E, Destin, FL 32541
Area
Destin, across from Airport Road
Built
2004
Building
Two Gulf-front high-rise towers (East and West)
Unit mix
2BR/2BA from about 1,362 sq ft, 3BR/3BA about 1,790–1,914 sq ft, plus 4- and 5-bedroom units and penthouses
Rentals
Short-term rentals allowed
HOA
About $3,030 per quarter for a 2-bedroom in a current listing; includes internet, cable, water, sewer, trash, grounds and management

Amenities

Beach
Gulf-front with private beach access and beachside food and drink service
Pools
Two pools and hot tubs
Sports
Tennis and pickleball courts
Parking
Covered parking and owner storage
Outdoor
Grills
Building
Elevators and Gulf-front terraces

Building details come from MLS listing data and public sources, and should be confirmed with the association's current documents before you buy.

Buying it as a rental?

Get a rental income estimate for the unit you're looking at, based on comparable Silver Beach Towers rentals, with HOA, insurance and management costs included.

Own at Silver Beach Towers?

Find out what your unit would sell for today, priced against recent sales of the same floor plan and view.

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Silver Beach Towers FAQ

Can you rent out a Silver Beach Towers condo?

Yes. Current MLS listings show short-term rentals allowed, and the building is a popular vacation-rental address.

How much are Silver Beach Towers HOA fees?

A current listing for a 2-bedroom shows HOA dues of $3,030 per quarter, which covers internet, cable TV, water, sewer, trash, grounds and management. Larger units pay more.

How much do Silver Beach Towers condos cost?

Condos for sale now are asking $985,000 to $2,500,000. In the past 12 months, nine units sold for $999,000 to $2,625,000, about $760 to $800 per square foot.

Is Silver Beach Towers on the beach?

Yes. Both towers sit directly on the beach on the south side of Highway 98, with private beach access.

Are pets allowed at Silver Beach Towers?

A current MLS listing shows pets not allowed. Confirm the current pet policy with the association.

Are there special assessments or inspection issues?

Ask for the association’s current budget, reserve study, structural integrity reserve study (SIRS) and milestone inspection status before you make an offer. Jason can request these for any unit you are considering.

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